Mutual Funds

How Does Nico Wealth Function as Your Mutual Fund Investment Advisor?

Nico Wealth can prove to be a great choice in your quest of searching for a top mutual fund advisor. Our team is here to assist you to find all of the knowledge you require to make better financial decisions. We conduct thorough research to guarantee your access to the most up-to-date mutual fund information and recommendations.

Our professional mutual fund advisor services include the following:

Analysis

Our investment strategy starts with a thorough examination of a variety of investment choices. We examine mutual funds, exchange-traded funds (ETFs), specific equities, and much more. Our team of advisors does extensive study on these factors to provide the finest services.

Strategy

For the experts at Nico Wealth, analysis is only the beginning. We think that having a sound investment plan is as essential as choosing the right investment instruments. We're here to help investors understand risk management and long-term investment plans.

Choosing a Fund

Mutual funds are not all the same. In the long run, selecting the wrong fund can result in huge financial blows. Additional fees and rewards are added to certain funds. Our experienced investment advisor mutual fund seeks funds that have a good track record and have minimal fees. This enables us to identify high-growth and high-return ventures.

Growth

We want to expand our balances massively since we're investing for the long run. Although some companies are only focused on "security," whereas others are solely focused on "greater risk, high return," we prefer companies that combine the two. We aim to generate extraordinary profits with low-risk investments.

Why Investing in Mutual Funds is Great?

Know the Types of Funds Your Mutual Fund Advisor Deals in!

Based on Structure

Open-Ended Funds: These are the kind of funds where one can purchase or redeem units all throughout the year. The purchasing and the redemption of units take place at prevailing NAVs.

Close-Ended Funds: These are the kind of funds where one gets to purchase the units only at the beginning of the offer period. The units in such funds are redeemed at a specified date of maturity.

Interval Funds: These are the kinds of funds that have the features of both, open-ended and close-ended funds. Repurchasing of shares can take place at different intervals during its tenure.

Based on Asset Class

Equity Funds: These are the funds that invest in equity shares of a company. Though these kinds of funds are known to have a high risk, they provide higher returns too.

Debt Funds: These are the funds that invest in debt instruments. They are considered to be a safe investment and offer fixed returns.

Money Market Funds: These are the funds that invest in liquid instruments. Such funds are considered to be a great choice for investors who wish to park surplus funds for quick and moderate returns.

Balanced or Hybrid Funds: These are the funds that invest in a mix of different asset classes. Usually, the units of equity are higher than the debt. But it could be the other way round as well.

Based on the Risk Involved

Low Risk:These are funds for the investors who do not wish to take a risk. The investment is on a long-term basis and is made in places like the debt market.

Medium Risk: These are funds where a medium amount of risk is involved. It is a good choice for investors who wish to take some risk and get higher returns.

High Risk: These are funds where the degree of risk involved is pretty high. It is perfect for the investors who are willing to take a high risk to build their wealth as the returns on such funds are high.

Based on Specialty

Sector Funds: These are the funds where investment is made in a particular sector only. The returns depend on the performance of the sector.

Index Funds: These are the funds where investment is made in instruments that represent a particular index. E.g., BSE Sensex.

Fund of Funds: These are the funds where investment is made in other mutual funds. The returns will depend on the performance of the target fund.

Emerging Market Funds: These are the funds where investment is made in a developing country that has the capacity to grow in the future. The risk involved n such funds are quite high.

International Funds: These funds are also known as foreign funds. The investment is made in the companies that are located in other countries.

Global Funds: These are the funds where investment is made in companies in other countries. What makes it different from international funds is the fact that one can invest in a company that is located in his own country which is not in the case of foreign funds.

Real Estate Funds: These are the funds where investment is made only in the real estate sector.

Commodity Focused Stock Funds: These are the funds where investment is made in the companies that are functioning in the commodity market.

Market Neutral Funds: These are the funds where investment is NOT made in the markets directly. The investment is made in treasury bills or other securities.

Inverse/Leveraged Funds: These are the funds that function differently as compared to a traditional fund. In this case, when the market falls the investor earns and vice-versa.

Asset Allocation Funds: These funds are of two different types-target date fund and target allocation fund. In these funds, the portfolio manager has the right to make adjustments to the allocated assets to get results.

Gilt Funds: These funds are the funds where investment is made in government securities on a long-term basis. Exchange-Traded Funds: These are a mix of open-ended and close-ended mutual funds. They are traded on the stock markets.

Based on Investment Objective

Growth Funds: Under this scheme, money is invested in equity stocks in order to increase capital.

Income Funds: Under this scheme, money is invested in fixed-income instruments. This ensures that there is capital protection and income on a regular basis.

Liquid Funds: Under this scheme, money is either invested in short-term or very short-term instruments to provide liquidity.

Tax Saving Funds: These funds involve investment taking place mostly in equity shares. These funds qualify for deductions under the Income Tax Act.

Capital Protection Funds: These funds are funds where investment is made both in fixed income instruments as well as equity markets. This is done to ensure that the principal amount invested is protected.

Fixed Maturity Funds: These are the funds where investment is made in money market instruments and debt. The date of maturity is the same as that of the fund or before it.

Pension Funds: These are the funds where investment is made in funds with a long-term goal in the mind of the investor. An investor can earn regular returns till the time he is ready to retire.

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